Paying with Klarna

Klarna's Pay in 3 splits your purchase into three equal, interest-free instalments. The first is taken when your order is confirmed, and the next two are collected automatically 30 and 60 days later from your chosen card.

• Three equal payments — one now, two over the next two months
• No interest
• Quick decision at checkout, managed in the Klarna app
• Each order is assessed individually

Pay in 3 is a form of credit provided by Klarna. Its terms and regulatory status are set out in Klarna's own agreement — please read it before you use it. Missing payments may affect your ability to use Klarna and other credit in future.

Klarna's Pay in 30 days lets you receive your order first and pay up to 30 days later — with no interest and no fees when you pay on time. It's a relaxed way to check everything is right before you settle up.

• Pay the full amount up to 30 days after your order
• No interest and no fees when you pay on time
• Only pay for what you keep after returns
• Managed in the Klarna app

Pay in 30 days is a form of credit provided by Klarna, subject to status. Its terms and regulatory status are set out in Klarna's own agreement, which you should read before using it.

For larger purchases, Klarna Financing lets you spread the cost over a longer period in smaller monthly payments. Terms typically range from 6 to 24 months, and depending on the plan the finance may be interest-free or interest-bearing.

• Monthly payments over a longer term (commonly 6–24 months)
• Interest-free or interest-bearing depending on the plan
• Applying involves a credit check
• A regulated credit product — see Klarna's terms for the details

Klarna Financing is a regulated credit product provided by Klarna, subject to status. The representative APR and the terms of your plan are shown by Klarna before you commit. Please borrow responsibly and only what you can comfortably repay.